How it Works
Business valuations for business funding
Business Valuations for business funding
How to use business valuations for business funding
Business valuations play a pivotal role in securing small business funding (whether equity or debt) in nature and obtaining business loans for small businesses. Although lenders are primarily interested in the availability of cash flows to service debt, it also helps when the value of the equity in the business is considerably higher than the debt being raised. Most small businesses are unable to raise debt unless there is considerable skin in the game for shareholders. A valuation helps demonstrate the value of the equity that has been built by shareholders. This can help attract additional equity investors (possibly negating the need for debt) or get a lender across the line with granting credit to the business.
Although bizval does not specifically offer a credit assessment with the ratios that are typically used by lending institutions (like interest cover and solvency ratios), the valuation process is helpful for founders who are putting in place funding strategies that may include a mix of equity and business finance. In helping businesses finance their growth, bizval believes that an entrepreneur empowered with the knowledge of the valuation of the business has a greater chance of success.
15:44 27 Nov 23
My experience with BizVal has been nothing short of insightful and rewarding. From sound, trusted advice to clear evaluations and insights. The tools speak for themselves and the team is brilliant.
16:03 24 Nov 23
I was seeking independant input for a business valuation on an entity I was assessing to possibly buy. Fortunately, I found the bizval options! The team responded timeously to my queries and the tool was very user friendly and quick! I highly recommend bizval - thank you, team!
16:20 16 Nov 23
BizVal was recommended to me and from the first introduction there was a focus on details and clear communication.We opted for the Concierge Package, and I appreciated the opportunity to colour in the picture that the data Steven requested couldn't. The feedback meeting was both enlightening and affirming. I was encouraged to clarify and make connections so as to better understand what each data set meant for us.Perhaps the most important point was the confidence the valuation gave me, sitting in meetings, knowing that I can trust the numbers.An enthusiastic endorsement!
08:20 15 Nov 23
Bizval is a highly professional organisation with the required skills to fairly value the business and to provide insights and follow-up support. We at UpstreamEducation would highly recommend them!
14:19 04 Oct 23
It was such a pleasure dealing with Steven and getting a valuation done live. This service from bizval creates a lot of efficiency for us as a firm when performing valuations and due diligence engagements for clients. I will definitely be using bizval for all our valuation requirements in future.
10:03 03 Oct 23
What a pleasure to work with such a professional team. They were happy to help with all my questions and guide me through the process. High recommended.
Leon van Vuuren
10:36 11 Sep 23
I had the pleasure of connecting with Graham through a mutual acquaintance, and I can't express how thankful I am for that introduction! Right from our initial conversation, it was crystal clear that our company held a special place in Graham's heart. His genuine interest and compassion were truly heartwarming, and he wasted no time in offering invaluable guidance and solutions.As our discussions evolved, we decided to engage Bizval for a comprehensive valuation of our company. Given the intricate nature of our company's structure, industry, and business cycle stage, we were initially apprehensive. However, Graham and his exceptional team left us completely astounded. Their speed and precision in delivering the valuation were nothing short of remarkable. The valuation report they presented was not just concise but incredibly thorough, taking into account factors we didn't even know existed.Our interactions with private equity and private investors only reaffirmed what we already knew – Bizval's valuation was impressively accurate. It has provided us with a solid foundation and a valuable roadmap for our future endeavors. It's become an indispensable tool for our management team as we move forward.In light of this experience, I wholeheartedly recommend Bizval to any business owner. They truly unlock your business's potential in ways you couldn't imagine. Graham and his team are exceptional partners on your business journey, and I can't envision a world without their expertise and guidance!
12:30 03 Aug 23
The team did a great job in providing us with a valuation of our business. The overall experience was very smooth and made easy by Bizval. The report was professionally put together with all assumptions clearly explained and discussed. Great value for money and would definitely recommend. We will be back in a few years time to obtain an updated valuation.
17:50 20 Jul 23
Immediate response, very professional service and instant valuation based on accurate figures. I would highly recommend their services.
Midlife Crisis Man
08:32 13 Jul 23
Graham and the team were incredibly helpful in not only helping us understand the current value of the business, but also ways in which we could increase its value. Would recommend them with no reservations
Hazel Muller (HazelView144)
15:18 22 Jun 23
The fact that your able to communicate with the outter world as large.... All I can say is how impressed I am and this on its own in clearly stipulate how authentic you must be... This world is indeed blessed to have you...From the depth of my fibre I genuinely silently pray to God that, soon enough I will be able to awaken the universe about certain individuals that have been out there using identity of foreign nationals with is now resulting in the economy going down and solutions been impossible due to blocked communication....May the Lord bless your Company for being truthful....Regards:Hazelview144.
05:55 20 Apr 23
We worked with Graham at Bizval to obtain a valuation for a business we were interested in acquiring. We opted for the concierge package and were very satisfied with the service provided. Graham was highly knowledgeable and explained everything clearly, making the process easy to understand. Communication was excellent, and we received the final report in a within a day after providing all the information.Additionally, Graham took the time to review the broker's (Seller) valuation and provided valuable feedback. We found Bizval to be a great value for money service, and we would highly recommend them to anyone looking for a business valuation.Thanks to Graham and the team at Bizval for their excellent work.
10:14 14 Apr 23
In our business, time is the most valuable commodity and bizval definitely respects. Having the team be responsive to any query that we had made the world of difference.The bizval tool is user-friendly and a true value-add to our business.
10:14 24 Feb 23
Dealing with Graham from Bizval was an absolute pleasure. He was professional, helpful and explained everything in an easy to understand way. The turnaround time was excellent and he always made time to meet with us when we needed and answer any questions we had.
08:45 23 Feb 23
Fantastic, quick and simple to use service at a tiny fraction of the cost of the traditional route. The team is also super responsive to any concerns/queries you may have or any anomalies that may arise out of your company's valuation process. Highly recommended.
10:30 02 Jan 23
The Bizval valuation tool creates a pretty good picture of the value of your business in a short period of time. It only takes a few minutes to complete (if you have your numbers at hand), and the result is as quick as the click of your mouse button. Obviously there are many parameters to consider when valuing a business, and as owners, we always think our values are higher than anyone else. A good indication though as a place to start is achieved using this tool. Highly recommended.
10:56 06 Dec 22
The Bizval team was very helpful in getting to a valuation. Service was great and they took into consideration industry factors. Great way to get outside valuation perspective!
15:08 13 Oct 22
bizval is a simple to use and cost-effective valuation tool which produces an instant, easy to understand result. Over time, it will help businesses owners to better understand the impact of various business drivers and key metrics on the value of the business.Great solution all round!
11:37 13 Oct 22
It was a relatively simple system to use. I found the outcome of the valuations to be more accurate than other valuation tools used previously due to the additional infomation extracted during the valuation process.
09:33 08 Oct 22
It has been a great experience to work with BizVal on our company valuation needs, the webinaars are brief and to the point and easy to understand the content. The software is easy to navigate and provides a great valuation report. The support on my queries has been detailed, informative and the knowledge share is priceless.
14:29 07 Oct 22
Excellent business valuation tool. Gives you great insight as to where your business is placed financially. Impressed at it's ease of use and accuracy. A neat tool for business owners to understand their company value.